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Powered by authorized credit data sources

Instant Credit & Identity Checks

Verify identity, check credit information, review loan status and access reports — all through Readiwork. No direct CRB integration needed.

No setup fee Results in seconds Pay per check
Verification Complete 0.8s
National ID3485 ···· ··09
Identity Verified
Credit Score
742 / 1000
Loan Default Clear
Loan Eligibility Eligible
Sub-second response
Encrypted & secure
0
+
Daily Verifications
0
.9%
Platform Uptime
0
Businesses Served
0
Report Types

What We Offer

Everything in One Place

Six core checks, powered by authorized data sources through one Readiwork platform.

Powered by

Authorized Bureau Readiwork provides convenient access to authorized credit and identity verification services through a single platform.

Simple Process

Up and Running in Minutes

No complicated provider integrations. Readiwork handles the connection so you can access the checks you need through one API. You just call our API.

01

Create an Account

Sign up in under 2 minutes. Get your API key instantly. No contracts, no setup fees.

02

Make an API Call

Send a National ID number to our endpoint. Choose which check to run, one line of code.

03

Get the Result

Receive a clear, structured JSON result in seconds. Identity, score, loan default, all in one response.

Who It's For

Built for Every Industry

If your business needs to trust who it's dealing with, Readiwork gives you that confidence.

Banks & Microfinance

Identity Verified
Credit Score742 / 900
Loan Defaults None
Eligibility Approved
Authorized Bureau · 0.8s
Banks & Microfinance

Know Your Customer Before You Lend

Verify customer identity, check their Credit Score, and flag delinquencies, all before opening an account or approving a loan.

  • Instant identity verification
  • Credit Score & credit history
  • Loan default check
  • Full credit report on demand
Get Started Free

Digital Lenders & SACCOs

Eligibility Check Eligible
Credit Score810 / 900
Active Loans0 Defaults
Decision Auto-Approved
Loan decision in 1 API call
Digital Lenders & SACCOs

Approve Loans in Seconds, Not Days

Automate your credit decisioning. Our Loan Eligibility Check combines identity, Credit Score, and loan default data into a single pass/fail response.

  • Loan Eligibility Check (automated)
  • Credit Score lookup
  • Credit Information Summary
  • Credit Information History
Get Started Free

Cooperatives & Chamas

Member ID Confirmed
Loan Defaults None
Credit SummaryGood Standing
Membership Approved
Protect your group from bad debt
Cooperatives & Chamas

Protect Your Members from Bad Debt

Before admitting a new member or approving a guarantee, run a quick check. Verify who they are, whether they have existing defaults.

  • Identity verification
  • Loan Default status
  • Credit Information Summary
  • Loan Eligibility Check
Get Started Free

HR & Employers

Identity Scrub No Flags
Financial HistoryClean
Credit Report PDF Ready
Background Cleared
Background checks before hiring
HR & Employers

Hire With Confidence

Run a background check on every new hire before they join. Confirm their identity and review financial standing for roles that handle money.

  • Identity verification
  • Identity Scrub (Authorized Bureau Report 6)
  • Credit report (PDF)
  • Loan Default status
Get Started Free

Why Readiwork

Everything You Need to Build Trust

One integration that gives you full access to Authorized Bureau's suite of checks, without a direct CRB contract or complex setup.

Authorized Credit Data

Access credit scores, loan information and credit reports through authorized data sources.

Identity Scrub

Cross-reference an individual against Authorized Bureau's full database to flag duplicate identities and discrepancies.

One API, Multiple Providers

No need to sign a direct Authorized Bureau contract. One Readiwork API key, one dashboard, one bill, access to every report type.

Multiple Report Formats

Get credit data as Full, Enhanced, Summary, or Minified reports in PDF or JSON, whatever your workflow needs.

Clean REST API

Simple endpoints, clear documentation, sandbox testing. Send an ID number, get a result. No complexity.

Data Submission

Submit credit data back to Authorized Bureau to contribute to Kenya's credit ecosystem and improve borrower scoring.

Customer Stories

What Our Customers Say

"Readiwork gave us instant access to Credit Scores and credit reports. Our loan approval process went from days to under a minute."

"Readiwork made Authorized Bureau accessible without the usual paperwork. We now verify every new member's identity before they access any SACCO services."

"The Authorized Bureau loan default check alone has saved us from dozens of bad loans. Readiwork makes it easy to query the CRB without a direct integration."

"We use Readiwork's Authorized Bureau Identity Scrub to clean our applicant database. It's flagged several duplicate identity cases we would have missed completely."

Readiwork Blog

Credit Tips & Financial Guides

Expert insights on CRB checks, credit scores, loan eligibility and financial health in Kenya.

View All Articles
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Ready to Verify Smarter?

Join hundreds of Kenyan businesses using Readiwork to make faster, safer lending decisions. Start free, no credit card required.

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